Is a Premier Insurance Company Right for You?
When protecting homes, vehicles, and valuable articles, there’s no shortage of insurance companies offering an array of coverage options. Working with a knowledgeable insurance advisor will help identify your specific risks and determine if a policy from a premier insurance company is right for you.
While all insurance contracts are meant to indemnify insureds after a covered loss, not all companies and coverages are the same.
When to Consider a Premier Insurance Company
Do you own a high value, historic, or coastal home, with custom, unique, or period features? If so, you want coverage that enables you to rebuild with the same quality, craftsmanship, and style. Luxury cars, sports cars, and collector cars, call for special coverages like Original Manufacturer’s Parts and Agreed Value. Collections and valuable possessions also have distinct coverage considerations. Think of jewelry, artwork, antiques, and other personal or inherited treasures.
Premier insurance companies typically offer more meaningful coverage options, benefits and services. Individuals and families with substantial assets to protect face complex risks. Managing these risks requires insurance programs with superior coverage options and the flexibility to be tailored to unique needs. Companies, such as Chubb, AIG, and PURE, are regarded for their specialized risk management programs. They’re often distinguished by their responsiveness, guidance, and ancillary services.
Additional Benefits of a Premier Provider
Premier Companies use advanced technologies and employ experienced consultants with specialized training. As a result, they can identify potential risks to help prevent damage from happening. In the event of a loss, they often excel with expeditious, thorough, and thoughtful handling of claims. Several offer complimentary services to policyholders. These includes preferred service provider referrals, identity security assistance, and even wildfire and hurricane protection and preparedness programs.
Please give us a call or submit a contact form if you have questions about what type of insurance company is a good match for your needs. Our team of experienced professionals at Daly Insurance is happy to help and can arrange for an insurance review. We partner with a select but comprehensive group of providers. From straightforward coverage plans to highly complex risk management, we can design an insurance protection plan that works for you.